Ensure that your business remains happy and healthy.
American Health Data Institute (AHDI) prides itself in having created a unique product that lowers major medical plan healthcare expenditures for the workforce and improves the employers' financial bottom-line
AHDI has been awarded 3 U.S. Patents in regard to engagement, protocols and data analytics centered around disease management and population health improvement with dacades of proven results.
The Proactice Health Management Plan (PHMP) includes a fully insured limited benefit health insurance plan designed to provide preventive, diagnostic, and maintenance services for all employees.
The PHMP begins with the election of a Section 125 (cafeteria plan) which reduces taxable income, creating payroll tax savings for employers and employees as all Section 125 plans do.
Utilization of benefits provided through the PHMP qualifies participants for a fully insured fixed benefit claim payment. The PHMP is underwritten by Companion Life Inusrance Company, A+ Superior rated, for 17 years in a row.
The PHMP is governed by the State Department of Insurance and has been approved in the following states.
Healthy Employees - Healthy Business - Increased Productivity
Key Employer and Employee Benefits
Immediate employer FICA savings: annual net savinfs of $324 per employee.
Control long-term employer health costs - data shows preventive care actions should translate into lower future premiums1.
Drive short-term savings to benefit employers and employees.
Each telemedicine call may reduce employer or employee healthcare costs and minimizes lost productivity caused by time away from work. There are no charges to employers and no employee co-pays for the benefit.
Employee has an opportunity to utilize the PHMP to create a healthier lifestyle, lower out of pocket costs and lower overall healthcare costs.
In most cases, there is no reduction in an employee's take-home income.
Employees gain access to many healthcare screenings and other services with no co-pays or deductibles.
The PHMP is not intended to be a replacement of substitute of any underlying major medical plans.